Privacy policy.

YT ERA LLC, ytera.com, ("us," "we," or "our") thanks you for visiting the online and mobile resources we publish. We use the words "you" and "your" to mean you, the reader, and other visitors to our online and mobile resources who are, in all cases, over the age of 18. Our privacy statement ("this statement," "this privacy statement," and "our statement") informs you about from whom and the types of personal information we collect, how we use it, who we share it with and why, and what we do to try to protect it.

Online and mobile resources mean the websites and other internet features we own that allow you to interact with our websites, as well as apps we've created and distributed to let our customers and followers view our online and mobile resources or otherwise interact with the content we provide.

California Notice of Collection of Personal Information: To learn more about your California privacy rights, please scroll down to "THE CALIFORNIA CONSUMER PRIVACY ACT."

WHO WE ARE

YT ERA LLC is a provider of YouTube marketing products and services exclusively for financial professionals. For residents from the GDPR Jurisdictions, as defined below, and some US state privacy laws, YT ERA LLC is the data controller responsible for your personal data. For residents of California, YT ERA LLC is a "Business."

Important Disclaimer: YT ERA LLC is a marketing services company and is not a financial services provider. We are not regulated by FINRA or other financial regulatory bodies. We exclusively serve financial professionals who are solely responsible for ensuring their use of our services complies with all applicable financial regulations, including FINRA, SEC, and state requirements. We strongly recommend that all financial professionals consult with their compliance departments before implementing any marketing strategies using our services.

WHO WE COLLECT FROM

We may collect personal information from the following groups of data subjects: visitors to, and users of, our online and mobile resources; our customers; current members of our workforce and those who apply for posted jobs; and third-party vendors and business partners.

Personal information generally means information that can be used to identify you or that can be easily linked to you (for example, your name, address, telephone number, email address, and date of birth). The privacy laws in some jurisdictions include unique elements in what they consider to be the personal information of the consumers or data subjects they protect. If those laws apply to us, as in the case of the California Consumer Privacy Act ("CCPA") or European General Data Protection Regulation ("GDPR"), our use of the phrase "personal information" includes the unique elements required by such laws.

The categories of information we collect from each of these groups, and the ways in which we use it, differs. As you may have noticed, it's possible that the same person could fall into more than one group. Most of this statement addresses our processing and sharing of personal information collected from visitors to and users of our online and mobile resources and our customers.

WHAT WE COLLECT

There are two types of information that we obtain from you online and then store and use: (i) non-personal information that's collected automatically from each visitor, such as your device operating system; and (ii) personal information that you voluntarily provide to us or that is collected automatically.

By using our online and mobile resources or purchasing our products or services, you are signifying to us that you agree with this section of our privacy statement and that we may use and disclose your information as described.

Voluntarily Submitted Information

If you participate in certain activities via our online and mobile resources, you may be asked to provide us with information about yourself. The types of personal information we collect in those situations includes identifiers (such as your name, email address, physical address, and phone number), professional information (such as the business you are in), and financial account information (such as your credit card information). We do not sell, rent, or trade voluntarily submitted personal information with third parties.

If you don't want us to collect this type of personal information, please don't provide it. This means you shouldn't participate in the activities on our online and mobile resources that request or require it and you may want to communicate with us by phone or regular mail instead. Participation is strictly your choice. Not participating may limit your ability to take full advantage of the online and mobile resources, but it will not affect your ability to access certain information available to the general public on the online and mobile resources.

Automatically Collected Information

When you visit our online and mobile resources, basic information is passively collected through your web browser via use of tracking technologies, such as cookies, pixels, and similar technologies.

Cookie Policy

We use the following types of cookies:

Essential Cookies: Required for the website to function properly
Analytics Cookies: Help us understand how visitors use our website
Marketing Cookies: Used to deliver relevant advertisements
Preference Cookies: Remember your settings and preferences

You can manage your cookie preferences at any time by:

Adjusting your browser settings to refuse cookies
Using our coodkie preference center (available at the bottom of any page when implemented)
Opting out of specific services like Google Analytics at https://tools.google.com/dlpage/gaoptout

Most cookies expire within 30 days to 2 years, depending on their purpose.

We allow third party vendors to use cookies or similar technologies to collect information about your browsing activities over time following your use of the site. For example, we use Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies to help us analyze how you use the online and mobile resources and enhance your experience when you visit the online and mobile resources. For more information on how Google uses this data, go to www.google.com/policies/privacy/partners/.

DATA RETENTION

We retain your personal information for the following periods:

Transactional Data (orders, payments): 7 years for tax and legal compliance
Account Information: As long as your account is active plus 3 years
Marketing Communications: Until you opt-out or 3 years of inactivity
Analytics Data: 26 months
Customer Support Records: 3 years
Video Topic Brain Subscription Data: Duration of subscription plus 1 year

We will delete or anonymize your personal information at the end of these retention periods unless we are legally required to retain it longer.

HOW WE USE YOUR INFORMATION

YT ERA LLC may use the information we collect from and about you for a variety of business purposes, including:

To provide the requested Services to you
To manage your account and Video Topic Brain subscription
To personalize your experience
To improve our website and services
To diagnose problems with our servers or Services
To improve customer service
To process transactions, including subscriptions
To administer contests, promotions, surveys, or other site features
To develop new products or services
To send periodic emails about Services updates, your orders, or your subscription
To protect the security or integrity of our Services and our business

We will have a lawful basis for processing your data if:

We need to process your information to provide services you've requested
You have consented to such processing
We have a legitimate interest for processing your data
We are legally obliged to process it

WHEN/WITH WHOM DO WE SHARE PERSONAL INFORMATION

We do not sell or rent your personal information to third party data vendors or marketing companies. We may share your information in the following circumstances:

Service Providers

We share information with vendors who help us provide our services (e.g., payment processors, email service providers, hosting companies). These vendors are contractually required to protect your information.

Legal Compliance

We may disclose your information when required by law, including responding to court orders and subpoenas.

Business Transfers

If YT ERA LLC is acquired or merged, personal information may be transferred to the acquiring entity.

To Prevent Harm

We may disclose information when necessary to prevent harm to our rights, property, or the safety of our users or others.

VIDEO TOPIC BRAIN SUBSCRIPTION

If you subscribe to our Video Topic Brain AI Assistant service:

We will collect payment information to process your monthly or annual subscription
We will store your content preferences and usage data to improve the AI's recommendations
You may cancel your subscription at any time by emailing hello@ytera.com
Cancellations must be received at least 10 days before your next billing date
No refunds are provided for partial months
We will retain your subscription data for 1 year after cancellation

CHILDREN'S PRIVACY

Our services are intended for business professionals over the age of 18. We do not knowingly collect personal information from anyone under 18 years of age. If we become aware that anyone under 18 has submitted personal information to our online and mobile resources, we will delete that information immediately. If you believe someone under 18 has submitted personal information to us, please contact us at hello@ytera.com.

HOW WE PROTECT YOUR INFORMATION

We implement appropriate technical and organizational security measures designed to protect your personal information, including:

Encryption of data in transit and at rest
Regular security assessments
Limited access to personal information
Secure data centers
Regular security training for our staff

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

YOUR RIGHTS AND CHOICES

Email Communications

You can opt-out of marketing emails by clicking the unsubscribe link in any marketing email or by emailing hello@ytera.com. You cannot opt-out of transactional emails related to your account or purchases.

Access and Correction

You may request access to or correction of your personal information by contacting us at hello@ytera.com.

THE CALIFORNIA CONSUMER PRIVACY ACT

If you are a California resident, you have the following rights:

Access: Request disclosure of the personal information we collect about you
Deletion: Request deletion of your personal information
Opt-Out: We do not sell personal information, but you can opt-out of certain sharing
Non-Discrimination: We will not discriminate against you for exercising your privacy rights

To exercise these rights, contact us at hello@ytera.com.

GDPR RIGHTS

If you are located in the European Economic Area, you have additional rights including:

Right to rectification
Right to restriction of processing
Right to data portability
Right to object
Right to lodge a complaint with a supervisory authority

To exercise these rights, contact us at hello@ytera.com.

VIRGINIA RESIDENTS

Virginia residents may exercise their privacy rights under Virginia law by contacting us at hello@ytera.com.

CHANGES TO THIS PRIVACY STATEMENT

We may update this privacy statement from time to time. The "Last Updated" date at the top will indicate when changes were made. Your continued use of our services after changes constitutes acceptance of the updated statement.

CONTACTING US

If you have questions about our privacy statement or practices, please contact us at:

YT ERA LLC
Attention: Legal Department
1309 Coffeen Avenue STE 1200
Sheridan, Wyoming, 82801 USA
Email: hello@ytera.com